:root {
  --primary: #3d7a5a;
  --primary-dark: #2f5f47;
  --primary-soft: #ecfdf5;
  --primary-border: #bbf7d0;
  --gold: #b8860b;
  --gold-soft: #fffbeb;
  --text: #1a2e24;
  --text-muted: #5f7369;
  --bg: #f8fbf9;
  --surface: #ffffff;
  --line: #e2ece6;
  --shadow: 0 18px 50px rgba(26, 46, 36, 0.08);
  --radius: 18px;
  --radius-sm: 12px;
  --container: 1120px;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: "DM Sans", system-ui, -apple-system, sans-serif;
  color: var(--text);
  background:
    radial-gradient(circle at top right, rgba(61, 122, 90, 0.08), transparent 28%),
    linear-gradient(180deg, #ffffff 0%, var(--bg) 100%);
  line-height: 1.6;
}

a {
  color: inherit;
  text-decoration: none;
}

.container {
  width: min(var(--container), calc(100% - 2rem));
  margin-inline: auto;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  backdrop-filter: blur(14px);
  background: rgba(255, 255, 255, 0.88);
  border-bottom: 1px solid rgba(226, 236, 230, 0.9);
}

.header-inner,
.footer-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  min-height: 76px;
}

.brand {
  display: flex;
  align-items: center;
  gap: 0.85rem;
}

.brand-mark {
  display: grid;
  place-items: center;
  width: 46px;
  height: 46px;
  border-radius: 14px;
  background: var(--primary);
  color: #fff;
  font-weight: 700;
  letter-spacing: -0.04em;
  box-shadow: 0 10px 24px rgba(61, 122, 90, 0.24);
}

.brand-mark-sm {
  width: 40px;
  height: 40px;
  border-radius: 12px;
}

.brand-text {
  display: flex;
  flex-direction: column;
  line-height: 1.2;
}

.brand-text strong,
.footer-brand strong {
  font-size: 1.05rem;
}

.brand-text small,
.footer-brand p {
  color: var(--text-muted);
  font-size: 0.88rem;
}

.header-nav,
.hero-actions,
.cta-actions {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 0.75rem;
}

.nav-link {
  color: var(--text-muted);
  font-weight: 500;
  font-size: 0.95rem;
}

.nav-link:hover {
  color: var(--primary-dark);
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.45rem;
  padding: 0.72rem 1.15rem;
  border-radius: 999px;
  border: 1px solid transparent;
  font-weight: 600;
  transition: transform 0.18s ease, box-shadow 0.18s ease, background 0.18s ease;
}

.btn:hover {
  transform: translateY(-1px);
}

.btn-primary {
  background: var(--primary);
  color: #fff;
  box-shadow: 0 10px 24px rgba(61, 122, 90, 0.22);
}

.btn-primary:hover {
  background: var(--primary-dark);
}

.btn-secondary {
  background: var(--primary-soft);
  color: var(--primary-dark);
  border-color: var(--primary-border);
}

.btn-ghost {
  color: var(--text-muted);
}

.btn-ghost:hover {
  color: var(--primary-dark);
}

.btn-white {
  background: #fff;
  color: var(--primary-dark);
}

.btn-outline-white {
  border-color: rgba(255, 255, 255, 0.55);
  color: #fff;
  background: transparent;
}

.btn-lg {
  padding: 0.9rem 1.35rem;
}

.btn-arrow {
  transition: transform 0.18s ease;
}

.btn:hover .btn-arrow {
  transform: translateX(3px);
}

.hero {
  padding: 4.5rem 0 3rem;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 2.5rem;
  align-items: center;
}

.eyebrow {
  display: inline-flex;
  margin: 0 0 1rem;
  padding: 0.35rem 0.75rem;
  border-radius: 999px;
  background: var(--primary-soft);
  color: var(--primary-dark);
  font-size: 0.82rem;
  font-weight: 600;
}

.hero h1 {
  margin: 0 0 1rem;
  font-size: clamp(2.3rem, 5vw, 3.8rem);
  line-height: 1.05;
  letter-spacing: -0.04em;
}

.lead {
  margin: 0 0 1.5rem;
  max-width: 56ch;
  color: var(--text-muted);
  font-size: 1.08rem;
}

.hero-points {
  display: flex;
  flex-wrap: wrap;
  gap: 0.65rem 1rem;
  margin: 1.75rem 0 0;
  padding: 0;
  list-style: none;
}

.hero-points li {
  position: relative;
  padding-left: 1.1rem;
  color: var(--text-muted);
  font-size: 0.95rem;
}

.hero-points li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.55rem;
  width: 0.45rem;
  height: 0.45rem;
  border-radius: 50%;
  background: var(--primary);
}

.hero-panel {
  position: relative;
  min-height: 420px;
}

.panel-card {
  position: absolute;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: rgba(255, 255, 255, 0.92);
  box-shadow: var(--shadow);
}

.panel-card-main {
  inset: 0 12% 18% 0;
  padding: 1.2rem;
}

.panel-top {
  display: flex;
  gap: 0.4rem;
  margin-bottom: 1.2rem;
}

.dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: #dbe7e0;
}

.panel-stat span {
  display: block;
  color: var(--text-muted);
  font-size: 0.88rem;
}

.panel-stat strong {
  font-size: 2rem;
  letter-spacing: -0.03em;
}

.panel-bars {
  display: flex;
  align-items: end;
  gap: 0.55rem;
  height: 150px;
  margin-top: 1.4rem;
}

.panel-bars span {
  flex: 1;
  height: var(--h);
  border-radius: 999px 999px 4px 4px;
  background: linear-gradient(180deg, #6aa583 0%, var(--primary) 100%);
}

.panel-card-side {
  right: 0;
  bottom: 34%;
  width: 42%;
  padding: 1rem 1.1rem;
}

.panel-card-side p,
.panel-card-side strong {
  margin: 0;
}

.panel-card-side strong {
  display: block;
  margin-top: 0.2rem;
  font-size: 1.7rem;
}

.panel-card-gold {
  bottom: 0;
  left: 8%;
  width: 46%;
  background: linear-gradient(180deg, #fffdf8 0%, #fff 100%);
}

.badge {
  display: inline-flex;
  margin-top: 0.75rem;
  padding: 0.25rem 0.55rem;
  border-radius: 999px;
  background: var(--primary-soft);
  color: var(--primary-dark);
  font-size: 0.75rem;
  font-weight: 600;
}

.badge-gold {
  background: var(--gold-soft);
  color: var(--gold);
}

.features,
.modules {
  padding: 1rem 0 4rem;
}

.banks {
  padding: 0 0 4rem;
}

.module-list {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
}

.module-item {
  padding: 1.35rem 1.4rem;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--surface);
  box-shadow: 0 8px 24px rgba(26, 46, 36, 0.04);
}

.module-item h3 {
  margin: 0 0 0.5rem;
  font-size: 1.08rem;
  color: var(--primary-dark);
}

.module-item p {
  margin: 0;
  color: var(--text-muted);
  font-size: 0.95rem;
}

.bank-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 0.65rem;
}

.bank-chip {
  display: inline-flex;
  align-items: center;
  padding: 0.55rem 1rem;
  border-radius: 999px;
  border: 1px solid var(--primary-border);
  background: var(--surface);
  color: var(--primary-dark);
  font-size: 0.92rem;
  font-weight: 600;
}

.page-main {
  padding: 3rem 0 4rem;
}

.prose {
  max-width: 760px;
}

.prose h1 {
  margin: 0 0 1rem;
  font-size: clamp(2rem, 4vw, 2.6rem);
  letter-spacing: -0.03em;
}

.prose h2 {
  margin: 2rem 0 0.65rem;
  font-size: 1.25rem;
  color: var(--primary-dark);
}

.prose p,
.prose li {
  color: var(--text-muted);
}

.prose a {
  color: var(--primary-dark);
  text-decoration: underline;
  text-underline-offset: 2px;
}

.prose ul {
  padding-left: 1.2rem;
}

.faq-list {
  display: grid;
  gap: 0.75rem;
  margin-top: 1.5rem;
}

.faq-item {
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  background: var(--surface);
  overflow: hidden;
}

.faq-item summary {
  padding: 1rem 1.15rem;
  font-weight: 600;
  cursor: pointer;
  list-style: none;
}

.faq-item summary::-webkit-details-marker {
  display: none;
}

.faq-item p {
  margin: 0;
  padding: 0 1.15rem 1rem;
}

.section-head {
  max-width: 640px;
  margin-bottom: 2rem;
}

.section-head h2,
.panels h2,
.cta h2 {
  margin: 0 0 0.65rem;
  font-size: clamp(1.8rem, 3vw, 2.4rem);
  letter-spacing: -0.03em;
}

.section-head p,
.panel-tile p,
.cta p {
  margin: 0;
  color: var(--text-muted);
}

.feature-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1rem;
}

.feature-card {
  padding: 1.35rem;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--surface);
  box-shadow: 0 8px 24px rgba(26, 46, 36, 0.04);
}

.feature-icon {
  display: grid;
  place-items: center;
  width: 46px;
  height: 46px;
  margin-bottom: 1rem;
  border-radius: 14px;
  background: var(--primary-soft);
  font-size: 1.25rem;
}

.feature-card h3 {
  margin: 0 0 0.45rem;
  font-size: 1.08rem;
}

.feature-card p {
  margin: 0;
  color: var(--text-muted);
  font-size: 0.95rem;
}

.panels {
  padding: 0 0 4rem;
}

.panels-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
}

.panel-tile {
  padding: 1.6rem;
  border-radius: calc(var(--radius) + 2px);
  border: 1px solid var(--primary-border);
  background: linear-gradient(180deg, #ffffff 0%, var(--primary-soft) 100%);
}

.panel-tile-muted {
  border-color: var(--line);
  background: linear-gradient(180deg, #ffffff 0%, #f4f7f5 100%);
}

.panel-label {
  margin: 0 0 0.35rem;
  color: var(--primary-dark);
  font-size: 0.82rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

.panel-tile h3 {
  margin: 0 0 0.65rem;
  font-size: 1.55rem;
  letter-spacing: -0.03em;
}

.panel-tile .btn {
  margin-top: 1.2rem;
}

.cta {
  padding: 0 0 4.5rem;
}

.cta-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
  padding: 2rem;
  border-radius: calc(var(--radius) + 4px);
  background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 100%);
  color: #fff;
  box-shadow: var(--shadow);
}

.cta p {
  color: rgba(255, 255, 255, 0.84);
}

.site-footer {
  border-top: 1px solid var(--line);
  background: rgba(255, 255, 255, 0.72);
}

.footer-inner {
  flex-wrap: wrap;
  padding: 1.4rem 0 2rem;
}

.footer-brand {
  display: flex;
  align-items: center;
  gap: 0.85rem;
}

.footer-links {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  color: var(--text-muted);
}

.footer-copy {
  width: 100%;
  margin: 0.5rem 0 0;
  color: var(--text-muted);
  font-size: 0.88rem;
}

@media (max-width: 960px) {
  .hero-grid,
  .module-list,
  .cta-inner {
    grid-template-columns: 1fr;
    flex-direction: column;
    align-items: stretch;
  }

  .hero-panel {
    min-height: 360px;
  }

  .header-inner {
    flex-wrap: wrap;
    padding: 0.75rem 0;
  }
}

@media (max-width: 640px) {
  .module-list {
    grid-template-columns: 1fr;
  }

  .header-nav .nav-link {
    display: none;
  }

  .hero {
    padding-top: 3rem;
  }

  .panel-card-main {
    inset: 0 0 22% 0;
  }

  .panel-card-side,
  .panel-card-gold {
    width: 52%;
  }
}